54545 ZIP Code — Manitowish Waters, WI

Vilas County, Wisconsin

ZIP code 54545 is located in Manitowish Waters, Wisconsin, within Vilas County. It covers approximately 48.27 square miles and serves a population of 852 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54545

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $635,200. Owner-occupancy is high at 81%, well above the national average.

Median household income is $72,917. The poverty rate of 6% is below the national average. 58% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is high — 54% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 54545 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

852

population

48.27

sq mi land

Standard

ZIP type

Central (CT)

timezone

54545 ZIP code map

Cities in ZIP code 54545

Below are the cities the US Postal Service accepts for ZIP code 54545. Using any city not on this list may result in mail delivery delays.

City	Status
Manitowish Waters	Acceptable
Manitowish Waters	Preferred

Nearby ZIP codes

54557 Presque Isle (8 mi) 54512 Boulder Junction (9.3 mi) 54568 Woodruff (14.1 mi) 54547 Mercer (14.2 mi) 54538 Lac Du Flambeau (14.6 mi) 54560 Sayner (16.7 mi) 54548 Minocqua (18 mi)

Demographics updated 05/2026

Population
Total population	852
Population density	18 / sq mi
State FIPS	55
County FIPS	125

Geography
Land area	48.27 sq mi
Water area	9.40 sq mi
Latitude	46.1339
Longitude	-89.8376
Timezone	Central (CT)
Area code	715

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.9%	49.0%	39.4%
$50k – $100k	43.6%	32.3%	33.0%
$100k – $200k	12.8%	14.4%	22.4%
Over $200k	5.7%	4.3%	5.2%

Demographics & statistics

852

Population

People per sq mi

63.0

Median age

$72,917

Median household income

$55,059

Per capita income

$635,200

Median home value

$1,084

Median monthly rent

80.6%

Home ownership

6.3%

Poverty rate

3.1%

Unemployment

1,239

Housing units

54.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

112

65–74

110

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	69	8.1%
18 and over	783	91.9%
65 and over	368	43.2%
Median age	63.0 years

Race & ethnicity

White 95.9%

Two or more races 2.7%

Hispanic or Latino 0.7%

Other race 0.7%

Group	Count	%
White	823	95.9%
Two or more races	23	2.7%
Hispanic or Latino	6	0.7%
Other race	6	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.9%	49.0%	39.4%
$50k – $100k	43.6%	32.3%	33.0%
$100k – $200k	12.8%	14.4%	22.4%
Over $200k	5.7%	4.3%	5.2%

Under $10k 6.1%

$10k–$15k 1.1%

$15k–$25k 4.4%

$25k–$35k 3.6%

$35k–$50k 17.1%

$50k–$75k 18.8%

$75k–$100k 21.5%

$100k–$150k 12.9%

$150k–$200k 3.8%

$200k+ 10.8%

Range	% of households
Under $10k	6.1%
$10k–$15k	1.1%
$15k–$25k	4.4%
$25k–$35k	3.6%
$35k–$50k	17.1%
$50k–$75k	18.8%
$75k–$100k	21.5%
$100k–$150k	12.9%
$150k–$200k	3.8%
$200k+	10.8%
Median income	$72,917

Housing

Home values

Under $50k 1.6%

$50k–$100k 3.1%

$100k–$150k 5.8%

$150k–$200k 6.5%

$200k–$300k 8.6%

$300k–$500k 15.7%

$500k–$1M 48.4%

$1M+ 10.2%

Housing overview

Metric	Value
Median home value	$635,200
Median rent / month	$1,084
Owner occupied	80.6%
Renter occupied	19.4%
Vacant	64.4%
Single-family detached	96.3%
Large apartment buildings	0.0%
Mobile homes	1.7%
Median rooms	5.5
Avg household size (owned)	1.87

Year built

Era	%
2020 or later	0.0%
2010–2019	5.0%
2000–2009	10.1%
1990–1999	12.1%
1980–1989	12.9%
1970–1979	18.6%
1960–1969	14.3%
1950–1959	9.5%
1940–1949	8.6%
1939 or earlier	8.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	7.4%
2 bedrooms	29.7%
3 bedrooms	42.5%
4 bedrooms	16.7%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	25.1%
2 vehicles	39.5%
3 or more	33.5%

Heating fuel

Fuel type	%
Utility gas	69.0%
Electricity	10.8%
Propane / LP gas	17.5%
Fuel oil	0.4%
Wood	2.3%

Households & families

Household type	Count	%
Married-couple family	266	56.1%
Cohabiting couple	30	6.3%
Male householder, no spouse	108	22.8%
Female householder, no spouse	70	14.8%
Households with children under 18	61	12.9%
Households with seniors (65+)	252	53.2%
Average household size	1.80

Marital status

Status	Male	Female
Never married	18.2%	7.8%
Married	59.2%	73.4%
Separated	0.8%	0.0%
Widowed	1.5%	13.7%
Divorced	20.3%	5.1%

Education

Less than 9th grade 0.0%

Some HS, no diploma 1.2%

HS graduate 12.0%

Some college, no degree 26.2%

Associate's degree 6.5%

Bachelor's degree 34.3%

Graduate / professional 19.8%

Metric	%
HS diploma or higher	98.8%
Bachelor's or higher	54.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	2	3.5%
Elementary school	17	29.8%
High school	26	45.6%
College / grad school	12	21.1%

Employment

Industry of employment

Retail trade 20.6%

Education & healthcare 19.5%

Professional & management 11.2%

Arts, food & hospitality 10.9%

Manufacturing 9.7%

Public administration 6.9%

Finance & real estate 6.0%

Other services 4.9%

Transportation & utilities 4.6%

Information 2.6%

Wholesale trade 1.7%

Agriculture & mining 1.1%

Construction 0.3%

Occupation

Category	%
Management, business & arts	49.6%
Service	18.9%
Sales & office	18.3%
Natural resources & construction	2.9%
Production & transportation	10.3%

Employment type

Type	%
Private sector	78.8%
Government	12.9%
Self-employed	8.0%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	79.7%
Carpool	5.7%
Public transit	0.0%
Walk	0.6%
Work from home	14.0%
Other means	0.0%
Avg commute (minutes)	27.6

Poverty

All people 6.3%

Under 18 years 0.0%

18 and over 6.9%

Married-couple families 5.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	57.8%
Retirement income	52.1%
Supplemental Security	2.7%
Cash public assistance	0.2%
Food stamps / SNAP	3.0%

Health indicators

Condition	%
Obesity	33.8%
High blood pressure	40.7%
High cholesterol	40.1%
Diabetes	11.7%
Heart disease	8.9%
Stroke	3.7%
Asthma	9.1%
Arthritis	32.8%
Kidney disease	3.7%
Pulmonary disease	7.3%
Cancer	10.6%

Behavior / access	%
Smoking	14.0%
Binge drinking	18.6%
No physical activity	19.5%
Less than 7 hrs sleep	26.5%
Depression	17.6%
Fair or poor health	12.4%
Poor mental health	10.5%
Poor physical health	10.3%
No health insurance	7.4%
Visited doctor (checkup)	80.1%
Visited dentist	74.7%
Cholesterol screening	93.4%
Teeth loss	9.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	37	4.7%

Disability	%
Any disability	12.3%
Under 18	26.1%
18–64 years	4.1%
65 and over	19.0%

Health insurance coverage

Type	%
Private insurance	83.2%
Public insurance	51.9%
No insurance	1.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	824	96.7%
Spanish	5	0.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	5	0.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	844	99.1%
Born in same state	840	98.6%
Born in different state	404	47.4%
Foreign born	4	0.5%
Naturalized citizen	8	0.9%
Not a US citizen	8	100.0%

Ancestry

Ancestry	Count	%
Italian	136	16%
French	102	12%
Polish	33	3.9%
Dutch	24	2.8%

Ancestry	Count	%
Arab	20	2.3%
German	18	2.1%
English	14	1.6%
Norwegian	2	0.2%

Technology access

Metric	% of households
Computer access	55.6%
Internet access	95.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54545

What city is ZIP code 54545 in?

ZIP code 54545 is primarily assigned to Manitowish Waters, Wisconsin.

What county is ZIP code 54545 in?

ZIP code 54545 falls within Vilas County, Wisconsin.

Does ZIP code 54545 have an older population?

43% of residents in ZIP code 54545 are 65 or older, above the national average of ~17%.

Does ZIP code 54545 have a large retiree population?

58% of households in ZIP code 54545 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 54545?

54% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 54545 mostly owner-occupied?

81% of occupied units in ZIP code 54545 are owner-occupied, well above the national average.

What timezone is ZIP code 54545 in?

ZIP code 54545 observes the CST timezone.